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Workers' Compensation in Montana (Part II)

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FACTORS THAT AFFECT COVERAGE

The nature of your business, number of employees being covered and past coverage and claims are all factors in how much your premium will cost. Worker’s compensation comes down to three things:

What do you do?
Workers' compensation premiums are calculated, in part, by the kinds of work performed. Many businesses have multiple functions performed by different kinds of employees - others have just a few people who wear many different hats. It's important to classify employees accurately - based on what they spend the majority of their time doing - because this could alter your premium dramatically.

Workers' Compensation in Montana (Part I)

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