The Firm of Gardner & Billing, CPAs PLLC

Gardner & Billing CPAs are excited to announce our plans for the 2016 Broadus Christmas Stroll! Please come join us at our office Friday, Dec 2nd for the Christmas Stroll from 3-6pm for warm drinks, homemade treats and our FREE family-fun craft and activity! And don't forget, our Christmas Wreath Silent Auction is already underway! Our three beautiful 20” handmade Christmas wreaths (The Past, The Present & The Future) are on display at our office. Please drop by this week and put in your bid! We are also accepting bids via our Facebook page through Dec 1st. Final bids will be taken Dec 2nd on the night of the Christmas Stroll. Get your bids in and DON’T BE A SCROOGE, because all proceeds go to local causes (the Library Storytime, the Angel Tree and the Senior Center)! Plus, the firm of Gardner & Billing will match the bid on each wreath, up to $50!

Wishing you and your families a wonderful Thanksgiving Day filled with the warmth and blessings of the holidays! In observance of Thanksgiving, the office of Gardner & Billing CPAs will be closed Thursday and Friday, November 24th & 25th.  We will reopen with regular hours on  Monday, November 28th. 

Our previous installment of this article by David Roos from HowStuffWorks.com discussed who might need life insurance and what types of life insurance are available. In our third and final installment, we look at how much life insurance you might need and some tips on getting the right policy. How much life insurance do I need? Life insurance is just one part of a larger financial plan. How much life insurance you buy depends on the specific financial needs and circumstances of your family. The trick is to strike a balance between being over-insured and under-insured. Paying too much in premiums can be just as damaging to your overall financial plan as paying too little. The easiest way to think about life insurance is as income replacement. The first step is to figure out exactly how much income you provide to your family. The next step is to figure out how long you're going to need to replace your income. As a general rule, you only need life insurance until your dependent ch

With Respect, Honor & Gratitude ~ ~Happy Veterans Day~ from Gardner & Billing CPAs